Plan Sponser Update: News and Insights from Prudential Retirement

New Report Reveals the Retirement Challenges of the Hispanic Market

The Hispanic American Financial Experience report, recently released by Prudential Financial, Inc., reveals that the Hispanic community in the U.S. gives financial priority to short-term goals, such as support for their families. As a result, even those with access to workplace retirement plans are less likely to contribute than non-Hispanic employees. This new study provides an insightful look into the financial needs of the Hispanic population, which is expected to grow 167% by 2050.
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Hear insights on the topic from George Castineiras, senior vice president of Total Retirement Solutions at Prudential Financial.

Stable Value Trends You Shouldn’t Ignore

Diversifying DC plans with stable value
Research suggests that today's defined contribution (DC) plan participants are increasingly interested in conservative investment alternatives for their portfolios. Find out why stable value options are a great way to meet this need for diversification.
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What’s standing in the way of stable value adoption among participants
A Prudential Retirement survey found that while most plan sponsors and intermediaries have some familiarity with stable value funds, participants still have more to learn about how the funds work and what they can deliver.
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Regulatory Updates

PBGC premium increases for defined benefit plans
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IRS modifies rules on reduction of employer contributions to Safe Harbor Plans
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IRS issues Form 8822-B, Change of Address or Responsible Party
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Case in Point: Using Plan Design to Achieve a Smooth Transition

While most companies view the integration of 401(k) plans as an unavoidable burden, one company has completed more than 100 acquisitions and views it as an opportunity for improvement.
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Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates. ©2014 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide.

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Published 03/2014